tag:blogger.com,1999:blog-31670799.post4522900395981219730..comments2023-11-02T09:44:15.693-04:00Comments on The Center for College Affordability and Productivity: Spellings Last StandCenter for College Affordability and Productivityhttp://www.blogger.com/profile/18041956958538598371noreply@blogger.comBlogger4125tag:blogger.com,1999:blog-31670799.post-74850311502239141272008-10-06T15:58:00.000-04:002008-10-06T15:58:00.000-04:00This comment has been removed by the author.RWWhttps://www.blogger.com/profile/16345147132602206121noreply@blogger.comtag:blogger.com,1999:blog-31670799.post-61418614123968535762008-10-06T14:05:00.000-04:002008-10-06T14:05:00.000-04:00seriously, of course what the Doc really wants, as...seriously, of course what the Doc really wants, as he says forthrightly, is (like cowgirl) for the federal government to get out of higher education. And of course, this is nothing but his private fantasy, even if the Republicans somehow manage to avoid the coming electoral debacle. <BR/><BR/>But I think there is a good case to be made for simplifying the fafsa form. <BR/><BR/>Of course, if the world economy collapses, which seems a good possibility, all of this will seem very otherworldly. <BR/><BR/>Except, the government will probably want to use higher education as a means to warehouse the vast number of newly unemployed young adults. Sort of like an updated WPA.capemanhttps://www.blogger.com/profile/00327687293859434403noreply@blogger.comtag:blogger.com,1999:blog-31670799.post-26050290741702858112008-10-05T02:08:00.000-04:002008-10-05T02:08:00.000-04:00Regarding the FAFSA, there are very,very few inst...Regarding the FAFSA, there are very,very few instances in which so much personal financial information must be disclosed in such detail. I don't think OGA's even require as much info as the FAFSA from recruits. So, I would agree that cutting the FAFSA is a good thing.<BR/><BR/>Government loans to students should also be phased out. When the government takes taxpayer's money and dumps it into a (cess)pool the size of Texas, it doesn't take a genius to see that the message to Higher Ed is, "Hey you guys! You can keep raising your tuition!" While those taxpayers providing the funds get squeezed harder and harder. I would argue that this is nothing less than government intrusion into the private sector - as some of the hand wringing politicians and taxpayers like myself are doing right now over the matter of a little BAILOUT.<BR/> <BR/>College lending should be left to private enterprise.<BR/><BR/>Should lending in the form of student aid be needs based? Absolutely not. For one, that would be discriminatory. For another, It would be an unsound business practice. <BR/><BR/>As a lender, for every loan I make to a person who is at a financial disadvantage, I would want to make one or more loans to some rich kids to mitigate my comprehensive risk as much as possible. So in this case, I do believe you can have your cake and eat it too.<BR/><BR/>And as far as I am concerned, the FAFSA could be done away with altogether. Colleges should probably not be in the loan administration business at all.RWWhttps://www.blogger.com/profile/16345147132602206121noreply@blogger.comtag:blogger.com,1999:blog-31670799.post-67951789321512042172008-10-03T21:36:00.000-04:002008-10-03T21:36:00.000-04:00You kill me.What do you want more? Dollars to go ...You kill me.<BR/><BR/>What do you want more? Dollars to go to those who are truly needy, or a simpler aid application process? Unless you have enough dollars to meet all need and then some more, you can't have both. Simpler application, while it does reduce some access obstacles, provides loopholes galore for people who are not needy to qualify for need-based aid. With limited funding, a simpler application replaces one (surmountable) obstacle to access with another (insurmountable) one.<BR/><BR/>What do you want more? Greater access to higher ed or less government assistance? Unless private funding someday meets all need, you can't have both. Regardless of the cause of the cost disease (which I concede exists), government aid is key to increasing access.<BR/><BR/>Of course, this is all a moot point to you, right? You don't believe in externalities of higher education, so access shouldn't be an issue.<BR/><BR/>I know this is just a blog, but is your thinking really this internally inconsistent?seriously?https://www.blogger.com/profile/10697877506768137284noreply@blogger.com